Loans For people With Bad Credit

Bad credit loan , How to personal loan with Bad credit ?

Will getting a bad credit loan to pay off some credit cards look bad on my credit history? Does it show up as just a new account when my report is checked? If it does have an adverse effect, is it worse than being extremely behind on my credit cards? I know the interest rates are very high, but thats alright with me.

Also, any suggestions where to get a bad credit loan? I guess it would be a personal loan.

Thanks you in advance!!!!

Well If you have money problem and u want loan. some days before my friend having very bad financial crises so while he was searching on Internet for Bad credit loan he found a site which contain link for Geniune lender for Bad credit Loan. He checked all 8 links in that each link offer different interest rate and repayment time.

My Friend got loan of 25000$ for 15 years on 3% interest rate which should be payed annually.
Well you go to

Dixiloan.com

Then Go to "Bad Credit Loan"

Check all 8 links in that in search of lowest interest rates.

Take Care
Bye!

Posted in Loans With Bad Credit | 3 Comments »

Where the best place to get loans with bad credit?

I just wanted to know where is the best place to get loans with bad credit.

read this article http://loans-guru.com/guranteed-bad-credit-loan/

talks about bad credit loan

Posted in Loans With Bad Credit | 7 Comments »

How to consolidate my private student loans with bad credit.?

I have student loans with sallie mae. I have around 76,000 with private and federal student loans. I have ran out of forberence. I had to use my forberences in the past because of no job or not enough money to make payments. Well…now my payments is over 1500 a month. I will be starting a new job next monday. I will be making around 2000 dollars a month. My wife and I and my mother have a house together and our morgage is 1775 and i also have a son. As you can see theres no way I can make that high of a payment. i now have very bad credit because of the student loans. My mother was also the co signer for the loans and she has bad credit. My wife dosnt have very good credit also. I guess you can say that I dont have another co signer to use. I am trying and stressing on how to pay my loans and getting my credit back. If anyone knows or can give any advice please please do.

Sounds like you want a chance to get your loans paid back and restore your credit to a healthy level. Have you talked to Sallie Mae to explore all options and help get your monthly payments to a manageable level? Give them a chance to help – they will. Call toll-free at 888-2-SALLIE and provide them with your account number. Tell them exactly what you’ve blogged here and ask them for help on repayment options, including consolidation for both types of loans.

If you haven’t consolidated your federal loans yet, that might help you. You don’t need a cosigner to do that. And you can typically consolidate as long as none of your loans have defaulted. If you can consolidate your federal loans, try to get a deferment called "financial hardship deferment." Then you can focus on paying down your private loans. Hope this helps.

Posted in Loans With Bad Credit | 6 Comments »

Does anyone have any info on debt consolidation loans?

To make a long story short in exactly 1 year my husband and I went into $11,000 in credit card debt. I make every payment on time but sometimes can only make the min. payments and we have 6 credit cards. Does anyone have any info on debt consolidation loans? Or anything? Thanks

They are out there, hard to find, even if you google it, you get more junk sites then anything else. 2 sites that MIGHT be able to help are
www.credit.com
or
www.lendingtree.com

If you are making monthly payments, even minimum payments, your credit wont hurt that much, if you can, hold off on the loan at all costs, and maybe something will happen in the future…better job, raise whg knows, but if you must then get the loan…..

Posted in Debt Consolidation Loans | 6 Comments »

To all ppl with mortgages and bad credit?

Pay you’re damn mortgage on time. Because of ppl like you, the US dollar is crashing and the US dollar will lost 50% of its value in a couple of years. And if you can’t afford a mortgage, then dont get one!!!!!!!. Isn’t there anything that can be done about this?

Back in the olden days when I bought my first house, the rule of thumb was 25% of your gross monthly income to cover mortgage and utilities. Now the rule of thumb seems to be 30% to 40% of gross monthly income for the mortgage alone.

Throw in all that "creative financing" and a few preditory lenders, and voila!

Posted in Bad Credit Mortgages | 6 Comments »

Where can I find a list of companies/ lenders that offer loans to people w/ bad credit?

I have Googled, I have ASKed, I have called. I had no luck. I am looking for companies that offer loans to people (like me) with bad credit. Please do not send refferal service which charges fees and provides no loan results. I’ve already been scammed. I prefer direct lenders/companies. All feedback is appreciate it. Please do not answer the question, if you do not know the answer. Thank you!

Get a co-signer with good credit and they can help you rebuild your credit to a good rating with any company

Posted in Loans For People With Bad Credit | 1 Comment »

Who lends to Unsecured personal or car loans with bad credit?

Unsecured personal or car loans with bad credit?
Which company’s lend to people with bad credit I went through a nasty divorce and now I need to rebuild my credit. I understand the interest will be a little higher and suggestions.

Yes, the interest rates are higher for people with lower credit scores because they are considered high risk loans.

I’m not sure about unsecured personal loans, but I do know that you can get approved for car loans with bad credit. You will pay more in interest, and in some cases may also pay more for the car itself if you are purchasing a used car from a buy here / pay here car dealer.

Here is a site that can show you were to go for a bad credit car loan: http://www.badcreditchannel.com

Posted in Loans With Bad Credit | 4 Comments »

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Debt Consolidation a SCAM?

Most debt consolidation companies do nothing better than simply ruin your fico score in order to settle your debt. If you really want to work with an agency that will help you reduce your debt, contact a company member of “CONSUMER CREDIT COUNSELING SERVICES” (CCCS)

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